After a car accident, most people expect the insurance companies to handle their scenario in a fair manner. This is especially true for a party that isn’t at fault. Unfortunately, the reality is often far more complicated, and the results are rarely what you desire. With the help of a car insurance lawyer, you get strategic expertise on your side, and they’re quite possibly one of your greatest allies following a car accident.
These lawyers know how to navigate the most complex of legal scenarios. And they are familiar with the insurance systems that often try to undercut you. Their overarching goal is to ensure your rights are protected and that you get the compensation you deserve. Here’s a closer look at how they work to protect your interests.
Car Insurance Lawyers Help You Understand Your Rights
Every insurance policy coverage is different, so the first thing the lawyer will do is review your policy so they can fully understand your coverage and help you understand your rights under that coverage. Have you ever read an insurance policy? There’s a lot of red tape, fine print, confusing jargon, and exceptions, and it often is hard to make sense of.
But a qualified lawyer has the legal expertise and knowledge to review the policy, explain your coverage, help you determine the benefits you can claim, and identify unfair clauses or limitations that might be in your policy.
Direct Dealing with Insurance Adjusters
One of the greatest benefits of hiring a car insurance lawyer is that they will deal with the insurance company so you don’t have to. Rather than you feeling intimidated or pressured by lowball offers and refusals to pay, the lawyer will seek your best interests and speak directly with your insurance company to ensure you don’t get stuck with an unfairly low settlement.
The lawyer will communicate directly, negotiate on your behalf, and ensure your statements are not twisted or used against you. They push back against unfair delays or pressure tactics designed to get you to cave to the insurance company’s wants that are directed at their bottom line – rather than your best interests.
Calculating the Value of the Claim
Those dollar amounts that are requested in a claim are not just randomly made up at will. They are taken from specific guidelines and calculations that cover so much more than just the immediate care from an injury or your vehicular damage. Legally, victims have rights for the full cost of their injuries, which includes long-term medical needs, emotional distress, and future lost income.
The calculations include many of these things:
- Current and future medical expenses
- Loss of earnings or earning potential
- Emotional and psychological trauma
- Pain and suffering
- Property damage and car rental expenses
Fighting on Your Behalf
Hiring a lawyer means having an advocate on your side in dealing with the insurance company, but it doesn’t stop there. If a company won’t settle out of court, then you may end up heading to court to seek compensation. Your lawyer is going to fight for you in the courtroom if it becomes necessary. Most insurance companies will settle before court, but that is not always the case.
Consider Vickery Law Firm as Your Car Insurance Lawyer
Have you or someone you know been in a car accident? Perhaps it turned your life upside down. Legal help can make all the difference. Hire a compassionate and caring lawyer who will fight on your behalf for fair compensation from your unique scenario.
Let us fight for you to get maximum compensation. Call Vickery Law Firm today.
