Car Accident Lawyer Serving the People of Tyler, Texas and Surrounding Areas

Along with these, we will need all medical records in relation to the accident. It’s important that you get a check-up as soon as possible after being in an accident, even if you don’t feel any pain. Adrenaline surges can mask common car accident injuries, such as whiplash, and you may not know you’ve been injured until later. The sooner you get a medical evaluation, the better your claim will hold up to the insurance company.

Talk to Your Lawyer Before Your Insurance Adjuster

You will most likely receive a call from your insurance company shortly after the accident, usually within 24 hours. Your insurance will assign your case to one of their adjusters, who will be checking up on you to make sure you’re okay. It’s important not to say anything to the adjuster until you’ve spoken with your lawyer.

An insurance adjuster is working for the insurance company, not you. Their interests lie in making sure the company spends as little money as possible. That means not paying you what you are due. Your insurance adjuster may sound friendly and sincere, but that is what they are trained to do.

When dealing with your insurance company, you must be careful what you say, especially within that first phone call. If you tell them that you feel fine, but then later find out you have an injury, they can use that first call to deny your claim. Always get checked out by a doctor and speak with a lawyer before speaking with your insurance company. If they call before you are ready, tell them you’re working with a lawyer who will call them back. You do not have to talk to them without representation.

What to Expect

Opening a claim with your insurance for a car accident can sometimes be an arduous and lengthy process, especially with more severe accidents. Attorney Vickery will work hard to handle the insurance company. You can work on resting and recovering from your accident, but there will still be some things you’ll be expected to do.

You will have to speak with your insurance company adjuster to verify information. Please be sure to have a copy of all medical records, receipts from repairs, and the other driver’s information. Having any witness testimonies or information will also help strengthen your claim. You may also need to provide income statements if you are seeking compensation for work loss due to your injuries.

Claim Review and Possible Outcomes

After providing the information, the insurance company will contact the other driver’s insurance and reporting officer to compare all the provided information. If all the information is accurate and within the confines of your policy, your claim will be approved, and your compensation will be paid out shortly.

If not, you or your lawyer will receive a statement denying the claim. These statements will often state why the claim was fully or partially denied, but your lawyer can contact the insurance company if no reason was given. Most denials can be appealed, but your lawyer will be able to judge if that’s the best option given the reason for denial and the supporting documentation. The most common denial is for medical bills if the discovery of the injury was too far removed from the date of the accident. Other denial for medical bills if the injury can’t be proven to be connected to the accident in some way. So, always get checked out as soon as possible.

If you or a loved one was injured in a car accident, you have the right to receive compensation for medical bills, car repair, and even income loss. Call Vickery Law Firm today at 903-504-5490 to receive quality assistance from an experienced car accident lawyer. You don’t have to suffer or deal with your insurance company alone.